Technical Insights & Blog
Thought leadership, case studies, and strategic perspectives on the future of credit intelligence.
The Credit Analytics Revolution in SME Lending
Automated, data-driven credit decisioning is streamlining the operations of financial institutions of all sizes. AI-powered, next-generation credit-decisioning ...
So you want to launch an innovative new credit product?
There are still opportunities in the finance market for someone with an innovative new credit product. But launching and, more crucially, scaling such a product...
Case Study: MSME Group Loans – in Mexico
### Challenge Providing credit to self employed and micro businesses in emerging markets is difficult. Usually these kinds of businesses cannot provide the requ...
Case Study: Mobile Lending – in Eastern Africa
### Challenge In most Sub-Saharan Africa lending to retail customers has not seen the growth rates witnessed in other regions in the world. The main reasons for...
MNO and MFIs Partner to Lend to the Underbanked - India
### OVERVIEW Over the last few years, governments, NGOs and to a lower extent, the private sector, have all invested huge efforts and capital to help the unbank...
6 Reasons Your Bank Needs Digitalized Lending
Most banks have already integrated a digital banking offering into their services. Allowing for fund transfer or cash withdrawals without human interaction is n...
Collaborative Lending - Banks and MNOs Partner to Lend to the Unbanked
### OVERVIEW Over the last few years governments, NGOs and to a lower extent the private sector, had all invested huge efforts and capital to provide the unbank...
Kenyan Interest Rate Cap: Opportunity to Stand Out
Grow Profitability, Increase Customer Numbers and Digitalize Lending ### Background: The New Regulation In September 2016, a new law came into effect in Kenya t...
In the Mobile Money Competition, Mobile Lending is King
Right now, mobile money providers are in a unique position. The need for their services is great and growing, but so is the competition. Mobile money is not a n...
How to Launch Successful Digital Lending at Your Bank
Launching digital lending is a strategic imperative for banks in today’s competitive landscape. It’s not just about offering a new product; it’s about transform...
Is Nigeria Ready for Mobile Lending?
Financial technology is taking off and the massive success of the KCB M-Pesa deal in Kenya--which offers loans to customers via cell phone alone--is making news...