Other Solutions
Specialized modular tools for complex credit risk and data processing requirements.
Regulatory Credit Risk
Advanced modeling for regulatory compliance and risk-adjusted management.
- Development of models to rank AB/BS across all market sectors.
- Development of a uniform master scale for credit risk rating.
- Development of risk-adjusted pricing models (RAROC).
- Support for the implementation of Basel guidelines (SAS application).
- Support in the writing of the ICAAP report, including risk profile analysis.
PARETIX Smart Credit Analytics (SCA)
Paretix SCA optimizes credit decisions transforming internal and external data into consistent, actionable risk insights that support decisioning, pricing, campaigns, and fraud detection.
SCA is suitable for integration with third-party loan origination systems that are already implemented in the organization.
- Reduces reliance on credit bureaus by leveraging alternative data source such as transactions, saving, and consumption patterns
- Specialized in inconsistent, incomplete or partially inaccurate data environments.
- Combines expert judgment with advanced analytics
PARETIX OB
Next-gen behavioral modeling powered by Open Banking data APIs.
In collaboration with Feezback
Capitalize on the Open Banking revolution. PARETIX OB seamlessly integrates real-time transactional data into the underwriting pipeline, categorize transactions, and flag behavioral risk indicators.
DATAMATE
Empowering Business Units with Automated Data Processing.
Datamate is a sophisticated data automation layer designed for risk and finance units. It allows business users to ingest, clean, and prepare high-fidelity, risk-ready datasets without technical coding expertise.
